Single Pay System

In: Business and Management

Submitted By coke4ds
Words 1351
Pages 6
PubHealth129- Final Paper
TA: Vinne 12/12/12 Single-Payer Systems The United States health care system and the health coverage it has for its citizens are both unmistakably flawed. While our country offers many means of achieving health insurance like private, employer, and government assisted, twenty percent of citizens still do not even have health insurance. This means that these people are not getting coverage on their medical bills, and are therefore a lot less likely to visit the doctor until there is no choice. Even people who do have health insurance in the United States still do not get the affordable, comprehensive coverage they should. Compared to similar industrialized nations, we are far behind their level of comprehensive and affordable services. These countries often have what is called a single-payer system. The single-payer system is a health care plan that funds every person’s medical expenses from the same pool of money. The challenges of implementing the single-payer system are going to be from political barriers and transitioning the United States from a mixed insurance system. There are both advantages and disadvantages to this type of insurance mechanism, but this method has proven to have worked. There is no reason not to implement this advantageous system in America. Right now the insurance industry in the United States is not only complex, but inadequate. There are tens of thousands of different health care organizations; HMOs, private billings, etc. There are so many different ways of receiving insurance, it is both confusing and expensive. There are over 44 million people in the United States who are not covered. This means that these people literally cannot afford to get sick. Even when someone is insured, their insurance may not cover all their medical expenses. The insurance could raise prices or even stop covering the…...

Similar Documents

Single

...qu’ont dû se dire les banques américaines au milieu de la décennie précédente. En effet, la croissance du marché de l’immobilier était tellement formidable que les institutions financières ont eu l’occasion de prêter des sommes importantes à des personnes insolvables (d’où le terme de « subprimes » qui n’est pas un produit financier, mais bien une note de solvabilité d’un emprunteur ces dernières remboursant leur prêt avec la plus-value emprunteur), réalisée. Notez que cela a bien marché pendant un temps, permettant à des centaines de foyers peu argentés de devenir propriétaire de leur logement, à tel point qu’un ancien Président français (que l’on ne nommera pas) a voulu appliquer les mêmes méthodes chez nous afin de faire de la France « un pays de propriétaires ». En plus avec le nouveau procédé appelé « titrisation » développé en partie au sein de l’Ecole », Polytechnique à Palaiseau (cocorico), les banques limitaient leur Search Rechercher.. Recherche Suivez-nous Nos news, par mail. http://tulipemedia.com/crise-des-subprimes-resume-definition-explications-expose/ Page 1 of 5 Résumé, définition et explications de la crise des subprimes 10/17/12 7:52 PM exposition aux risques car, pour faire simple, elles pouvaient regrouper leurs différentes créances et les découper en petits morceaux avant de distribuer ces derniers sur les marchés. Ce manège était parti pour ne jamais s’arrêter, mais c’était oublier le fameux proverbe qui veut que «......

Words: 1914 - Pages: 8

Pay Pal

...CASE STUDY* PayPal Has Company PayPal—the online payment processor now owned by eBay—was the first truly successful Internet-based e-commerce payment system. Its origins were quite simple. On November 16, 1999, Peter Theil sat with friends at a restaurant. When the bill arrived, Theil used his Palm Pilot to "beam" his share to a friend sitting across the table. Theil and fellow co-founder Max Levchin had built a system that would allow them to send money to one another via a Palm Pilot's infrared links. From this idea sprang one of the first "peer-to-peer" payment systems: a system that allows individuals to send money to one another via e-mail. PayPal emphasizes ease of use for both senders and receivers of cash. Here's a brief synopsis of how it works. First, you create a PayPal account at the PayPal Web site by filling out a one-page application form and providing credit or debit card or bank account information. Only PayPal is privy to this information, not the receiving party. Then, when you use PayPal to pay for a purchase, money is drawn from the credit card or bank account and transmitted to the Automated Clearing House (ACH) Network, a privately operated financial intermediary that tracks and transfers funds between financial institutions. [pic] The party who is to receive the payment is notified via e-mail that money is waiting. If the receiving party has a PayPal account, the funds are automatically......

Words: 2170 - Pages: 9

Pay System

...Performance-related pay or pay for performance is money paid to someone relating to how well one works. Car salesmen, production line workers, for example, may be paid in this way, or through commission. Business theorists Professor Yasser and Dr Wasi were a great supporter of this method of payment, which is often referred to as PRP. He believed that money was the main incentive for increased productivity and introducing the widely used concept of 'piece work'. This standards-based system is used for evaluating employees and setting salaries by many employers. Standards-based methods have been in de facto use for centuries among commission-based sales staff: they are paid more for selling more, and low performers do not earn enough to make keeping the job worthwhile even if they manage to keep the job. In addition to motivating the rewarded behavior, standards-based methods can provide a level of standardization in employee evaluations, which can reduce fears of favoritism and make the employer's expectations clear. For example, an employer might set a minimum standard of 12,000 keystrokes per hour in a simple data-entry job, and reassign or replace employees who cannot perform at that level. Employees would be secure in k Performance-related pay or pay for performance is money paid to someone relating to how well one works. Car salesmen, production line workers, for example, may be paid in this way, or through commission. Business theorists Professor Yasser and Dr......

Words: 614 - Pages: 3

Pay System

...I. Pay System a) Job Position - Global Sales & Trading Analyst Industry - Investment Banking/Equities b) National Median Wage - $ 33.02 hourly Annual Salary - $ 68,680 c) There are considerable wage differentials for the global sales & analyst position among the different states in the United States of America. For example, USA National Median Wage - $ 33.02 hourly Annual Salary - $ 68,700 New York National Median Wage - $ 53.58 hourly Annual Salary - $111,400 Indiana National Median Wage - $ 36.04 hourly Annual Salary - $ 75,000 Hawaii National Median Wage - $ 25.02 hourly Annual Salary - $ 52,000 From the above data, we see that the national median wage and annual salary of New York and Indiana is considerably higher than that of the entire United States. This can be due to the reason that cost of living in New York is very high as compared to most of the other cities in the United States and hence the median wage and annual salary is higher. Using the same logic, we see that these figures for Hawaii are considerably lesser than that of the entire United States and other metropolitan areas because the cost of living in Hawaii is relatively lesser than the other places. d) The incentive pay system, which will be most suitable for this job, will be that of individual performance bonuses. e) One of the important KSAOs of this job is the ability to keep in close contact (email, phone,......

Words: 1067 - Pages: 5

Single Mothers

...Society has viewed single mothers as an issue that only affects women of poverty. When a social issue of many races and cultures. It is portrayed that single mothers are African American or Latino. There are single mothers in all areas of the social ladder. Single motherhood happens for numerous reasons. When you think of reasons the first that comes to mind is divorce. Although this is one of the main reasons, it is one of many. Single women dating sometimes experience an unexpected pregnancy, and because of religious beliefs abortion is not an option, or they just chose to have the baby. Many Single mother homes struggle economically, because of the rise in cost of living, and one income households. These single mothers usually live under poverty level, ad struggle to pay their bills. These parents usually relay on some type of government assistance to survive. Many of these women don't have a healthy social life for themselves. This is because they tend to put all of their free time into their children, to try to compensate for the time spent at work. Those who choose to date have a difficult time, because they have to be careful of whom they introduce to their kids. This makes their love life almost nonexistent. These mothers experience high levels of stress trying to manage work and family life. Although the mother gives love to the child and interact as a family, she can sometimes feel alone, because of......

Words: 897 - Pages: 4

Single Parenting

...Primary Prevention: Single Parenthood Week 6 Individual Work Charryse Mason University of Phoenix HSM/210 Human Services in the United States April 22, 2014 Primary Prevention: Single Parenthood State and federal prevention programs direct their resources based on the level of prevention. This three-tiered system includes primary prevention, secondary prevention, and tertiary prevention. To address the issue of single parenting, primary prevention was chosen. The goal of primary prevention is to aid in minimizing the occurrence of single parenting, promoting awareness and recommending positive coping techniques. The text states that “Primary Prevention involves building strengths, resources, and competence inn individuals, families, and communities that can reduce the flow of a variety of unfortunate outcomes.(Burger and Youkeles,2004,p. 308) I think that this ties in with single parenting because it can help people cope well with difficult problems. For instance, a single parent may run into technical difficulties and may need help. This prevention can provide help like counseling or something to help prevent any psychological orders like depression. I know from experience that depression can take a toll on someone’s body. A single parent can have so many emotions. Primary prevention can help them cope with depression if it shall arise. Social Policies and Government Regulations A single parent comes across so many different obstacles. In today’s society......

Words: 892 - Pages: 4

It Pays, Airline

...Running head: IT PAYS It Pays to Fly Full-Service Rene Gonzalez Jr. Ashford University Managerial Marketing BUS 620 Larry Flegle November 28, 2011 It Pays to Fly Full-Service ​In this essay I will create a nine-component marketing plan on flying full-service business class with Delta opposed to flying with a discounted low-fare carrier like Southwest. As the economy struggles and air travel becomes more competitive it is not easy to establish the best niche market strategy for an airline. Teplensky defined (as cited in Parrish, Cassill, & Oxenham, 2006) niche market strategy as, "an emphasis on a particular need, geographic, demographic, or product segment" (p. 695). Therefore, it would be ideal for Delta to seek a more specific niche in air travel and differentiate by precisely satisfying customers’ needs; rather than attempting to generalize broad niches that only partly satisfy customers’ needs as a whole. Company Overview/ Description of Location ​Delta Air Lines Inc. has their corporate headquarters in Atlanta Georgia. However, Delta Air Lines Inc. has a vast worldwide airline system. Delta serves over 160 million customers annually, and offers 356 destinations in 65 countries. Additionally, Delta has over 80 years of passenger service, more than 80,000 employees, and 700 aircraft that spread across six continents. Packed with an array of good services, Delta offers more than 13,000 daily flights, SkyMiles rewards (frequent flier plan)...

Words: 3022 - Pages: 13

Pay for Performance in the Healthcare System

...Pay for performance essentially is pay is based off of performance (Mathis, p. 377). Pay and incentives are structured to compensate performance variances among employees; while exceptional performers will be rewarded with greater pay and rewards than employees with acceptable level (Mathis, p.377). Unfortunately, if employee’s performance is below standards than the employee may not receive any compensation, be placed on a performance-improving plan or may even be fired. The idea is to encourage employees to do their best and they will be rewarded for their efforts. While I was in the healthcare field, there was a movement on pay for performance nationwide being implemented. The idea is to give better overall healthcare outcomes, while obtaining financial incentives. The way it is measured is through documentation in medical records, it is critical to have everything documented. I have mixed feeling about this because it would take at times, longer to document, while the patient did not get, as much time with the physician, in addition, just because the medical provider tries to get patients to change their behavior does not mean they actually will. For instance, when I was an office manager for a wound care clinic, many of our patients were their due to uncontrolled diabetes. We had to counsel patients to stop smoking, making healthier decisions and see a registered dietitian. I would estimate that less than 10 percent of our patients in a year actually made changes......

Words: 713 - Pages: 3

Single Payer Health Care System

...Single Payer Health Care System Purpose – The focus of this research is to identify, analyze and evaluate a type of health care system called Single Payer Health Care System by finding answers to the following questions. Health care is one of the basic necessities that a government should provide to its citizens. Single Payer Health Care systems are catered towards the well-being of its citizens that regard people’s health as their main priority. What is a single-payer health care system? Single-payer national health insurance, also known as “Medicare for all,” is a system in which a single public or quasi-public agency organizes health care financing, but the delivery of care remains largely in private hands. Under a single-payer system, all residents of a country would be covered for all medically necessary services, including doctor, hospital, preventive, long-term care, mental health, reproductive health care, dental, vision, prescription drug and medical supply costs. The program would have a single public system of administration, eliminating the present highly expensive multiple, fragmented, and duplicative system operated by different government agencies and private hospitals. The whole operation would be paid by a combination of present Medicare and Medicaid expenditures, existing state and local expenditures for health services, mandated employer contributions, and additional tax revenues equal to the amounts now spent by citizens out of pocket, savings......

Words: 2570 - Pages: 11

Single Payer System

...The debate over health care has raged since the conception of the program. The single payer system, widely used by European countries, is considered one of the most effective universal health care systems ever created. The United States currently uses a system that almost universally puts the health care institution in the hands of corporations and private entities. This makes receiving health care as a less wealthy person extremely difficult and expensive. There is an easier way to help the general public with this issue. The right to health care must be practiced in order to save more lives, spend less on health care as a country, and to have a more ethical and pragmatic society. Many Americans are unaware of what a single payer health care system can do for them and are even more uneducated about what the system actually is. Single payer national health insurance, also known as “Medicare for all”, is a system in which a single public institution organizes the financial aspect of health care. The actual services would still be provided by private entities. Under this system, all residents of the United States of America would be covered for all medically necessary services, including doctor, hospital, preventive, long-term care, mental health, reproductive health care, dental, vision, prescription drug and medical supply costs. Americans are concerned with the way this program will be funded; however, there is a simple solution to this social perturbation. The program......

Words: 289 - Pages: 2

Merit Pay in School Systems

...Teacher Merit Pay Systems No matter how smart the student is, the efforts and quality of the school they are in, and the efforts and quality of the teacher that is instructing them has a very large influence on how well they will produce in school. If these factors have such a large influence on children’s ability to perform on standardized and non-standardized tests, both teachers and schools should be properly devoted to the children. This is where the idea of merit pay systems comes in. Merit pay systems reward the teachers with salary raises and reward schools with increased funds when their students do well or significantly improve. This process is made to encourage teachers to bring out the best in their students, and when they are properly influenced, it would seem that good results would be produced. The problem with merit pay systems in today’s schools, is that no one has found a “one size fits all” model for a merit pay system. Some systems have had success in some regions, while similar systems have failed in other regions. Merit systems have not worked in the past as well as they should have, this research paper will identify the failed programs, the problems behind those failed programs, the correct way to execute a merit pay system, and what the intended results can be if merit pay systems work to perfection. One of the first merit pay systems came about when British educators realized they needed to change the education system to yield better results. In his...

Words: 3008 - Pages: 13

Setting Pay and Granting Pay Raises

...Army’s Method for Setting Pay and Granting Pay Raises Christine Rollins Webster University Abstract This paper explorers the methods that the Army uses for setting pay and granting pay raises. The basic pay that is received is based off of two things, the amount of time one has been in the service and the rank at which one hold. Outside of the basic pay there are also allowances and special pay that are included in the total compensation package. In regards to pay raises, there is an annual increase percentage which is determined by the Bureau of Labor Statistics Employment Cost Index and growth in private sector wages. Also, possible impact from the economy, along with possible recommendations for improvements for pay will be discussed. The Army’s Method for Setting Pay and Granting Pay Raises Army Pay There are several factors that are involved when exploring Army pay, such as whether Soldiers are active duty, reservist, national guard, or a retiree. For the purpose of consistency, this paper will focus on active duty pay, although most of the methods are used for all categories, except for minor difference. The Army is considered having two categories for pay: military pay and military allowance. First we will discuss pay. Pay provides Soldiers with the fiscal foundation of their military career. Pay is a monthly income that Soldiers receive based on the Soldier’s rank or pay grade and time in the military. There are 24 pay grades, which are broken......

Words: 1822 - Pages: 8

Single Market

...------------------------------------------------- The European Single Market The Single Market refers to the EU as one territory without any internal borders or other regulatory obstacles to the free movement of goods and services. A functioning Single Market stimulates competition and trade, improves efficiency, raises quality, and helps cut prices. The European Single Market is one of the EU’s greatest achievements. It has fuelled economic growth and made the everyday life of European businesses and consumers easier. In the spotlight: The Single Market Strategy On 28 October 2015, the European Commission presented a new Single Market Strategy to deliver a deeper and fairer Single Market that will benefit both consumers and businesses. In 2016, the Commission will take measures to: * modernise our standards system * strengthen the single market for goods * reduce barriers in key sectors such as business services, construction and retail * prevent discrimination against consumers based on nationality or place of residence * strengthen preventive enforcement by reforming the notification procedure * enable the balanced development of the collaborative economy. The full Single Market Strategy and underlying analysis are now available. See the communication (458 kB), staff working document  (2 MB), press release, fact sheet  (266 kB) and supporting economic analysis for more information. The main objectives of the Single Market The......

Words: 1282 - Pages: 6

To Pay or Not to Pay Doc

...To Pay or Not Pay Student Name Professor Name Course Title July 6, 2016 1. By mid-2009, your organization was in a circumstance it had not confronted for quite a long time—its deals had dropped by 16 percent. Indeed, even General Motors, the bankrupt General Motors, which appeared as though it could do nothing ideal for some years, grew 8 percent amid the same time. As indicated by a few writers, the review cost Toyota more than $2 billion. Be that as it may, by March 2010, things appeared to be on the bounce back. Deals grabbed significantly, 35 percent from the earlier year, and 88 percent of the preceding month. You could simply pay the fine and concede shortcoming, however, if you do, the organization's notoriety for quality will take a maybe deadly blow. You wouldn't just be admitting that you committed an error, yet that you intentionally lied about it so as to continue profiting. Besides, affirmation of concealing would give extraordinary backing to the many claims that case Toyota submitted buyer extortion. What amount of cash would those settlements cost? You could, of course, only challenge the punishment and the confirmation. Be that as it may, your organization's notoriety is now delicate, and battling the administration (and possibly losing) may aggravate things even. 2. The push to lift quality at the organization will be driven by a group of quality boss officers from real locales, including North America and Europe. Toyota said it would hold......

Words: 452 - Pages: 2

Single Parent

... Instructor Kelly English 105 8 February 2012 Being a Single Father in America What does it mean to be a single father in this country? At the time that my wife and I separated, I had no clue to the challenges that lay ahead. I had never given it much thought because like every married guy out there, I was never going to be without a partner to help me raise my kids. But I knew, that given my situation , I could not let them stay with their moth-er. And before you roll your eyes and say “yea, right”, I will just say that when it was all said and done and had gone before a judge, he too agreed with my opinion and awarded me full cus-tody of our two young boys. But, that is where the inequities and even prejudices started to ap-pear. My lawyer told me I could ask for child support but that I would likely get very little if nothing at all. And then if I did win a small amount that collecting it would be even tougher. I did not make a lot of money but it was more than she made. This way of thinking is so foreign to a man because we usually think of custody and all that goes with it being in favor of the wom-an. Most men, I was soon to discover, automatically just gave the kids to their wives and asked how much do I have to pay? I saw that this was not just a cliché but something that occurred with great regularity. They were usually told by their own lawyers that it......

Words: 1409 - Pages: 6