Assignment 3 a Problem Exists

In: English and Literature

Submitted By chunkky
Words 1247
Pages 5
Running head: A PROBLEM EXISTS

Should the U.S. require all S.S. recipients to have their checks delivered to a bank account rather than by mail?
Ada L. Smith
Professor McCurdy ENG215 November 11, 2013

The United States government should all require Social Security recipients to receive their checks electronically through a bank account rather than through mail delivery. Approximately 93 percent of S.S. recipients receive their Social Security benefit payments electronically (ssa.gov, 2013). One reason Social Security checks should be delivered electronically to a bank account rather than using mail is it will be beneficial for the government and citizens of the United States financially.
According to U.S. Treasurer Rosie Rios, the cost to print a paper check is approximately 92 cents more than by direct deposit (U.S. Treasury, 2013). Eliminating the printing and postage costs of paper checks is estimated to save the federal government and the Social Security trust fund $125 million per year (U.S. Treasury, 2013).
Retiring the paper check form of receiving Social Security funds will be the right thing to do for American taxpayers and benefit recipient. This would also be beneficial in increasing security of the United States citizens through the reduction of identity theft and fraud. While starting the process of direct deposit may be a bit of a hassle, it will decrease government cost and spending, reduce risk, increase efficiency, improve transparency and streamline administration work. It will also increase convenience by means of providing easier and quicker cash access.
History
The Social Security Act was signed into law by President Roosevelt on August 14, 1935 (History.com). In addition to several provisions for general welfare, the new Act created a social insurance program designed to pay retired workers age 65 or older a…...

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