A Broken System

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Submitted By Beauty11
Words 850
Pages 4
A Broken System
SOC 304: Social Gerontology
October 29, 2012

The Social Security System, created in 1935, is the one of the most costly items in the federal budget today. The program was created to provide old age, survivors and disability insurance to a large portion of Americans, mostly the elderly who are now out of the work force. The Social Security Act was a major turning point in American history Today the U.S. Social Security system has been in the news a lot lately. While politicians throw around dramatic words like crisis and bankrupt, regular Americans have more concerns. Social Security has assisted to defend millions of employees from scarcity in their elder years, but demographic truths have transformed over the last seventy years and are still altering. (Smith, 2010)
If Social Security does not transform with them, the system will be incapable to fulfill its guarantees to tomorrow’s retirees and will load the next generations, our children and grandchildren, with hard taxes. The President would let Americans save some of their Social Security taxes in personal retirement accounts that they own and that Congress can never legislate away. Personal retirement accounts would strengthen Social Security by assisting all US citizens to raise their retirement income and pass on a nest egg to construct a better fiscal future for their households. (Smith, 2010)
Several Social Security professionals think the system is in crisis because it will soon be incapable to fulfill its guaranteed distribution payments to qualified retirees Republicans and Democrats tend to have extremely different concepts not only about how the Social Security system should encounter this disaster, but they also vary considerably on how the regime should address personal retirement requirements.
The major cause for the looming monetary crisis is that our community is aging. As…...

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